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Unhold

The fine print, in plain words

Legal disclaimer

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Not a law firm or bank

Unhold is not a law firm, not a bank, and not affiliated with the Reserve Bank of India (RBI). We provide document-preparation and case-tracking tools only. For cyber fraud, call the National Cyber Crime Helpline 1930.

No guaranteed outcome

I understand Unhold does not guarantee unfreezing of my account or release of funds. I am solely responsible for reviewing all drafts before sending them. I will not upload banking passwords, UPI PINs, or full Aadhaar numbers.

Drafts only

DRAFT ONLY — REVIEW BEFORE USE

Fees

Success fees apply only after verified release of frozen funds, as confirmed by you with supporting evidence. Unhold never charges fees merely to attempt an unfreeze. Tier payments unlock features only — they do not bypass escalation proof requirements.

Bank rankings

Bank rankings on Unhold are based on anonymized user-reported outcomes. They are not official RBI data, regulatory ratings, or bank endorsements. Sample sizes below five cases are not shown publicly.

How AI is used

Unhold can use AI to classify cases, check document readability, extract details for your review, and draft letters. With your optional consent, case data — including document images — may be processed by AI providers outside India. If you do not consent, you can still use the non-AI workflow.

What to upload

Upload only documents you own or are authorized to share. Never upload net-banking passwords, UPI PINs, OTPs, or full Aadhaar. Mask government ID numbers to last four digits where possible.

Human review

Trained human reviewers may access your case when automated confidence is low, panic keywords are detected, or you request assistance. Human review does not constitute legal advice.